Pay 0% interest when you sign up for one of our Savings & Loan plans.
Choose one of our credit builder plans that best for you with the terms you want. Pay the one-time setup fee
Each payment you make is reported and goes into a locked savings account until your plans end.
At the end of your plan term you are able to withdraw 100% of the funds from the savings account.
*Savings account will carry a 10% penalty for early withdrawal. Funds are typically available 7-14 days after maturity date.
Our Saving & Loan credit building plan is the best way to save up money for your business and build credit worthiness.
Automatic savings account setup to receive payments
0% Interest. Withdraw all your funds at maturity date.
Get a financial tradeline listed your business credit profile
Monthly payments reports to Experian business credit bureau
Start or add to your business credit profile with our savings & loan credit builder plans. Easy process to get started. No personal credit required. No Interest. Cancel anytime* (20% penalty on early withdrawals)
0% InterestTerms12 Months Pay $200*25 Months Pay $100 OT Acct Service Fee: $375
0% InterestTerms25 Months Pay $20050 Months Pay $100 OT Acct Service Fee: $575
0% InterestTerms25 Months Pay $40050 Months Pay $200 OT Acct Service Fee: $875
This is not an actually loan. No funds will be disbursed at signup. This is a saving account that uses your payments to build your business credit. We do not guarantee any particular credit rankings for signing up.
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Disclaimer: This website forwards registration to potential lenders. We are not a lender and do not broker loans. We do not make any loans or credit decisions. Participating lenders offer loans from $600 to $600,000. We are not offering or soliciting you to receive a loan. Lenders may not provide loans in all states. Providing your information to this website does not guarantee that you will receive a loan offer. Credit checks may be required and performed by some lenders using the 3 reporting credit bureaus: Experian, Equifax, and Trans Union. You will be notified if your personal credit is required to proceed with your application. If you have any questions or concerns please email us at support@kirkstonefinancial.com or call (901) 218-5645.